The private record of where you actually stand.
finfol is the calm, downside-first instrument for the few real money moves a year. Maintain your position privately. When a real decision arrives, see what it costs you, in both numbers.
Can you take the lower-base role and still be fine if the round doesn't close?
If your income stopped the day after you signed, how many months would you have?
Is the move you are weighing affordable, or only affordable if everything keeps going right?
finfol is a downside-first instrument, not an optimizer.
2026 has shown a generation of senior operators that income is not a constant. A hundred and forty thousand jobs gone from the industry, equity that looked liquid two years ago that is now patient money, and a hiring market that does not refill in weeks.
The free calculators tell you the headline number. A general AI will gladly run any math you describe. Neither of them knows your real position, neither remembers what you decided last month, and neither was built for the question you actually came to ask, which is what happens if the next thing breaks.
finfol does. It keeps your position current and private, runs the math on your device, and when a real decision arrives it writes back a calm reading of where the move leaves you, base case and downside, and keeps that as a record you return to.
What finfol is, and is not.
An instrument you keep, that keeps your position current.
A budgeting app, a tracker, or a daily dashboard.
A decision-of-record for the few real moves a year.
A chat assistant that talks at you about your goals.
Downside-first. The shortfall figure is shown next to the headline one.
An optimizer suggesting the best move you should make.
Private by construction. We cannot read your data because we never hold the key.
"We promise not to look." We removed our ability to.
Free to keep your position current. $120 a year when you need the decision layer.
Start free, keep your position current. Upgrade to $120 a year when a real decision arrives, for the decision-of-record, drift alerts, the equity and geographic moves, and your full history.
Start free